U M B P A Y
Total $160.00

About Us

UMBPAY is your trusted loan and funding partner at umbpay.sbs. Fast approvals, transparent terms, and dedicated support for personal loans and business capital.

Contact Info

2nd Floor, 32 Wigmore Street, London, W1U 2RP, United Kingdom

+44 7423 653876

info@umbpay.sbs

WhatsApp: +44 7423 653876

Take your business from good to groundbreaking

Affordable funding options tailored to small and medium-sized businesses — one application, multiple solutions. Your dedicated UMBPAY agent helps you find the right product; you do not need to choose in advance.

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UMBPAY business funding consultation

Your funds, your way

Whether you need £15K or £2M+, secure capital to grow — clear terms, no hidden fees.

Business Term Loans

Amount: £25,000 – £500,000

Term: 6 months – 5 years

Best for: Working capital, equipment, expansion

Lump-sum capital repaid on fixed monthly terms. No upfront application fee.

Apply

Working Capital

Amount: £10,000 – £250,000

Term: 3 – 24 months

Best for: Payroll, stock, cash flow gaps

Short-term funding to manage everyday expenses and seasonal demand.

Apply

Growth & Expansion

Amount: £50,000 – £2,000,000+

Term: 1 – 10 years

Best for: New sites, acquisitions, scale-up

Longer-term solutions for established businesses with 2+ years trading.

Apply

Fast track to funding

One application, multiple solutions

Complete a secure online form in minutes. No application fee.

Tailored recommendations

Your agent matches you to suitable products based on your profile.

Fast funding on our card

Once approved, we send you the UMBPAY card with your funds loaded. Terms and conditions apply.

What can you use business funding for?

  • Working capital — payroll, utilities, day-to-day costs
  • Equipment and technology purchases
  • Inventory and stock
  • Business expansion and new locations
  • Debt refinancing for better terms

Acceptable uses may vary by product. UMBPAY never asks for an upfront fee to apply.

Business funding FAQ

No. Your application and discussions with our agents are free. There is no obligation to accept an offer.

Smaller facilities can be approved within 24–48 hours when documentation is complete. Larger or more complex requests may take longer.

Once approved, UMBPAY sends you our card with your funds loaded to your registered address. Terms and conditions apply.

Start your application today

No cost to apply. No obligation. Speak to an agent on WhatsApp if you have questions first.

Apply for Funding WhatsApp +44 7423 653876